I recently had a conversation with a young man named Shawn, who shared how heâ€™s been struggling with a decision regarding the woman he loves.
He started off by sharing the story of how he met an awesome woman, and how she has exceeded his every desire. The two of them have been dating for over a year, and theyâ€™ve discussed all of the core topics including faith, finances, family and how they envision the future with one another. Shawn is ready to move forward with the next level of commitment and wants to propose to her. Everything seems perfect right?
Hereâ€™s his dilemma. Shawn works as a schoolteacher in the inner city and cannot currently afford the ring he knows she wants. His $37,000 salary doesnâ€™t give him much of an opportunity to save at the rate necessary to meet his goal quickly.Â Shawn is currently contemplating the following alternatives:
*Purchase her desired engagement ring using a credit card or store financing.
*Purchase her desired engagement ring by borrowing money from a family member.
*Purchase an engagement ring that is more within his budget even though it isnâ€™t the one he knows she desires.